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PSRS/PEERS News

Legislation Making 25-and-Out Provision Permanent; Extending PSRS 2.55% Benefit Factor Passes and Awaits Governor's Approval

The 97th Regular Session of the Missouri Legislature officially ended Friday, May 17, at 6 p.m. On the final day, legislation was approved making the 25-and-Out early retirement provision a permanent retirement option for members of the Public School and Education Employee Retirement Systems of Missouri (PSRS/PEERS). The same bill also extends the availability of the PSRS 2.55% benefit factor for 31 or more years of service through July 1, 2014.

CCS HCS SCS Senate Bill 17 passed both the Missouri House and Senate, and was sent to the governor, who can sign legislation into law any time through July 14, 2013. The governor has the option to veto the bill. If he takes no action on the bill, it still becomes law. It has an effective date of August 28, 2013.

How This Affects Members

Under current law, the 25-and-Out retirement provision for PSRS and PEERS members and the 2.55% benefit factor for PSRS members are available through July 1, 2013, and then expire.

If this legislation becomes law, the provisions will become effective on August 28, 2013 and available to members retiring on or after September 1, 2013. The 25-and-Out provision becomes permanent with no expiration date, and the PSRS 2.55% benefit factor remains in effect through July 1, 2014.

  • Neither of these provisions will be available to members retiring effective August 1, 2013.
  • Qualified PSRS and PEERS members with effective retirement dates on or after September 1, 2013 can retire using the 25-and-Out early retirement provision.
  • PSRS members with 31 or more years of service at retirement who retire effective September 1, 2013 through July 1, 2014 will have their benefits calculated using the 2.55% benefit factor.

For More Information

You can find more information regarding 25-and-Out for PSRS Members, 25-and-Out for PEERS Members, and the PSRS 2.55% Benefit Factor on this website.

We are committed to answering any questions you may have as efficiently as possible. Please feel free to contact any of our trained representatives for assistance at (800) 392-6848 or email us.

Legislation Making 25-and-Out Provision Permanent; Extending PSRS 2.55% Benefit Factor Passes and Awaits Governor's Approval

The 97th Regular Session of the Missouri Legislature officially ended Friday, May 17, at 6 p.m. On the final day, legislation was approved making the 25-and-Out early retirement provision a permanent retirement option for members of the Public School and Education Employee Retirement Systems of Missouri (PSRS/PEERS). The same bill also extends the availability of the PSRS 2.55% benefit factor for 31 or more years of service through July 1, 2014.

CCS HCS SCS Senate Bill 17 passed both the Missouri House and Senate, and was sent to the governor, who can sign legislation into law any time through July 14, 2013. The governor has the option to veto the bill. If he takes no action on the bill, it still becomes law. It has an effective date of August 28, 2013.

How This Affects Members

Under current law, the 25-and-Out retirement provision for PSRS and PEERS members and the 2.55% benefit factor for PSRS members are available through July 1, 2013, and then expire.

If this legislation becomes law, the provisions will become effective on August 28, 2013 and available to members retiring on or after September 1, 2013. The 25-and-Out provision becomes permanent with no expiration date, and the PSRS 2.55% benefit factor remains in effect through July 1, 2014.

  • Neither of these provisions will be available to members retiring effective August 1, 2013.
  • Qualified PSRS and PEERS members with effective retirement dates on or after September 1, 2013 can retire using the 25-and-Out early retirement provision.
  • PSRS members with 31 or more years of service at retirement who retire effective September 1, 2013 through July 1, 2014 will have their benefits calculated using the 2.55% benefit factor.

For More Information

You can find more information regarding 25-and-Out for PSRS Members, 25-and-Out for PEERS Members, and the PSRS 2.55% Benefit Factor on this website.

We are committed to answering any questions you may have as efficiently as possible. Please feel free to contact any of our trained representatives for assistance at (800) 392-6848 or email us.


Life Events

When life brings changes your way, it can also impact your PSRS/PEERS membership. Click below for more information.

A New Member

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Welcome! Create a Web Member Services account to stay informed about your membership.

Newly Married

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If you are recently married, it can impact your beneficiary designations.

A New Parent

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Birth or adoption of a child requires you to update your beneficiary designations.

Recently Divorced

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If you named your spouse as a beneficiary, divorce means you may need to update your beneficiary designations. Some divorced retirees may also have options for benefit increases, or "pop-ups."

Ready to Retire

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Apply for service retirement online using Web Member Services, or using paper forms found on this website.

Leaving Your Job

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You have options when temporarily or permanently leaving covered employment.

Moving

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Keep your contact information up-to-date so we can communicate with you about your membership and ensure benefits are paid according to your wishes.

A Working Retiree

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It is important to understand post-retirement work limits and how they may impact your benefit payments.

Quick Facts

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For the last 74 years, the Public School and Education Employee Retirement Systems of Missouri have worked in partnership with Missouri public schools to provide retirement benefits to our members.

The Missouri Model

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The "Missouri Model" is used in the retirement industry to describe our trust fund's operational model as the one others aspire to emulate. PSRS, as measured against all other large public retirement systems, is clearly one of, if not the top retirement system in the nation.

Benefits by County

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As of June 30, 2021, over 100,000 individuals received benefits from PSRS/PEERS. Total annual benefits paid were nearly $3.2 billion. Of this amount, more than $2.8 billion, or 89%, was distributed among Missouri’s 114 counties, positively impacting the state’s economy.