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Social Security and Medicare

Members of PEERS are presumed to be participating members of the federal Social Security and Medicare programs. With few exceptions, PEERS members with sufficient Social Security-covered employment should be eligible to receive full benefits from Social Security and Medicare, as well as PEERS benefits.

Information provided here regarding potential Social Security or Medicare benefits is general in nature. Any decisions regarding these benefits should be made only after contacting the Social Security Administration.

  • Social Security

    Social Security

    In limited cases, your Social Security benefit could be affected by other income sources defined by Social Security, such as railroad pensions or pensions from non-Social Security covered employment (like PSRS). In addition, if you are eligible to receive Social Security benefits as a spouse or surviving spouse, there may be a reduction of your spousal Social Security benefit, depending on your individual situation. We recommend that you contact your local Social Security Office, call the Social Security Administration at (800) 772-1213 or visit www.socialsecurity.gov for further information.

  • Medicare


    Contact the Missouri State Health Insurance Assistance Program, at (800) 390-3330 or visit their website  www.missouriship.org for specific information about your entitlement to Medicare benefits.

    If you are a U.S. citizen or a lawfully admitted alien who has lived in the U.S. for at least five years, you can receive Medicare benefits at age 65.

    Specific enrollment periods exist. If you do not enroll when first eligible, you may pay higher premiums at a later date. If you are eligible for Medicare and choose not to enroll because you have coverage through a private insurance group, your insurance may not cover any expenses that Medicare would have paid.  

    There are four components to Medicare:

    • Part A, Hospital Insurance
    • Part B, Medical Insurance
    • Part C, Medicare Advantage Plan
    • Part D, Prescription Drug Coverage

    You may choose to participate in any or all parts.

    Medicare benefits may be payable under special circumstances that are not explained here, such as with the occurrence of a disability.