Working After Retirement
Working at a PSRS-covered employer after retirement can be beneficial. However, some work is subject to limits. If you exceed a limit that applies to you, it will affect the payment of your retirement benefits. This website contains general information about working after retirement limits. However, when your employer reports to us that you are working after retirement, we will send you personalized information about your limits.
Work limits apply to those working:
- Directly for a PSRS-covered employer (includes K-12 school districts and community colleges)
- For a third-party provider or as independent contractor in positions that require a DESE-issued certificate while performing duties at PSRS-covered employers
The work limits vary depending on your employer and, in some cases, whether the position in which you work as a retiree requires you to have a DESE-issued certificate.
If you are a PSRS disability retiree under age 60, visit our Disability Retirement page for the guidelines that apply to you.
To continue to receive your monthly retirement benefits while working at a PSRS-covered employer, you must:
- Terminate all pre-retirement employment
- Maintain a Working After Retirement Record form, which we will mail to you
- Stay within the applicable limit(s)
If you don't follow these rules, you will be required to reimburse PSRS for all retirement benefits paid while ineligible, including funds in a PLSO distribution, and pay contributions that would have been required.