To be eligible to receive PSRS disability retirement benefits, you must submit an Application and meet the following requirements:
- End all PSRS-covered employment
- Have at least five years of PSRS-covered employment
- Be under age 60
- Become permanently disabled while working in PSRS-covered employment or within one year after, if the condition causing the disability began while you were employed
- Be incapable of earning a livelihood in any occupation (For disability purposes, earning a livelihood is defined as earning in excess of the substantial gainful activity limit for Supplemental Security Income (SSI) benefits (non-blind, disabled), which is set each year by the Social Security Administration.
Annual Medical and Income Requirements
Disability retirees under the age of 60 are required to provide documentation each year showing that they continue to meet eligibility requirements for disability benefits. If these requirements are not, your benefits will be stopped.
- Annual Medical Certification: Until you reach age 60, you must complete an annual Medical Certification of Disability Status form. If a medical certification shows that you may have recovered from your disability prior to age 60 or may be capable of earning a livelihood, PSRS may request a follow-up physical examination.
- Annual Earned Income Verification: Until you reach age 60, you must also complete an annual Affidavit of Earned Income and, if you have earned income, submit income verification documents (W-2’s, pay stubs, etc.) to verify you did not exceed the earnings limit. The earnings limit used by PSRS is the substantial gainful activity limit for Supplemental Security Income (SSI) benefits (non-blind, disabled) which is set each year by the Social Security Administration. The limit for 2021 is $15,720.