To be eligible to receive PEERS disability retirement benefits, you must submit an Disability Retirement Application and meet the following requirements:
- End all PEERS-covered employment
- Have at least five years of PEERS-covered employment
- Be under age 60
- Become permanently disabled while working in PEERS-covered employment or within one year after, if the condition causing the disability began while you were employed
- Be incapable of earning a livelihood in any gainful occupation. A gainful occupation is one that replaces not less than 75% of the average of your last three years of salary and is reasonably found in your geographical area as established by the U.S. Bureau of Labor Statistics.
Medical and Income Requirements
Disability retirees under the age of 60 are required to provide documentation showing that they continue to meet eligibility requirements for disability benefits. If these requirements are not met, your benefits will be stopped.
- Medical Certification: Until you reach age 60, you may be required to complete a Medical Certification of Disability Status form. If a medical certification shows that you may have recovered from your disability prior to age 60, PEERS may request a follow-up physical examination.
- Annual Earned Income Verification: Until you reach age 60, you must also complete an annual Affidavit of Earned Income and, if you have earned income, submit income verification documents (W-2’s, pay stubs, etc.) to verify you did not exceed the earnings limit. The earnings limit used by PEERS is the substantial gainful activity limit for non-blind Social Security Disability Insurance (SSDI) benefits, which is set by the Social Security Administration. The limit for 2023 is $17,640.