Member Tools
These tools and more are available in Web Member Services, the PSRS/PEERS online, self-service membership information portal. Click the links below if you already have a Web Member Services account or register to activate your account.
Tools for Active Members
- View Member Statements
- Estimate Service Retirement Benefits
- Calculate a Purchase Cost
- File for Service Retirement Online
- Designate or Update Beneficiaries
Tools for Retirees and Beneficiaries
Retirement Education
We want to help you learn more about your benefits and retirement system. Our counselors are here to help you get all the information you need, and offer a variety of educational opportunities to best fit your busy life.
Meet the Team » View PSRS Education Options » View PEERS Education Options »PSRS/PEERS News
What Does It Mean to be Vested, and Why Does It Matter?
If you are new to PSRS/PEERS, you need to know that five years unlocks a big reward: vesting.
Being vested means you’ve earned the right to receive a future retirement benefit. You become vested with PSRS/PEERS after just five years of eligible service to a PSRS/PEERS-covered employer. Those five years can include certain types of leave, reinstated service, and eligible service you’ve purchased from qualified sources.
Why does this matter for you?
Even before you are vested, your contributions to PSRS/PEERS and the interest they earn are yours to keep — even if you move on from a PSRS/PEERS-covered job. Once you are vested, your membership will continue to earn interest until you reach retirement eligibility. At retirement, you will have the option to choose a plan that provides continued benefits for your loved ones too.
What if you leave before retirement?
If you are vested and decide to leave PSRS/PEERS-covered employment, you have two options:
- Keep your funds in your membership, and when you reach retirement eligibility, claim your lifetime monthly retirement benefit.
- Request a refund, ending your membership and giving up your future benefit.
Although both options are available, they are far from equal, and you should talk with one of our benefit experts before choosing.
What Does It Mean to be Vested, and Why Does It Matter?
If you are new to PSRS/PEERS, you need to know that five years unlocks a big reward: vesting.
Being vested means you’ve earned the right to receive a future retirement benefit. You become vested with PSRS/PEERS after just five years of eligible service to a PSRS/PEERS-covered employer. Those five years can include certain types of leave, reinstated service, and eligible service you’ve purchased from qualified sources.
Why does this matter for you?
Even before you are vested, your contributions to PSRS/PEERS and the interest they earn are yours to keep — even if you move on from a PSRS/PEERS-covered job. Once you are vested, your membership will continue to earn interest until you reach retirement eligibility. At retirement, you will have the option to choose a plan that provides continued benefits for your loved ones too.
What if you leave before retirement?
If you are vested and decide to leave PSRS/PEERS-covered employment, you have two options:
- Keep your funds in your membership, and when you reach retirement eligibility, claim your lifetime monthly retirement benefit.
- Request a refund, ending your membership and giving up your future benefit.
Although both options are available, they are far from equal, and you should talk with one of our benefit experts before choosing.
Tune in to stay informed about your retirement system, gain valuable insights, and hear from experts on how to make the most of your benefits. Join us for engaging discussions and essential updates designed with your needs in mind.
Life Events
When life brings changes your way, it can also impact your PSRS/PEERS membership. Click below for more information.
A New Member
Welcome! Your membership gives you distinct advantages when working toward a financially secure retirement. Get off to the right start and register for access to Web Member Services today.
Newly Married
If you are recently married, it can impact your beneficiary designations.
A New Parent
Birth or adoption of a child requires you to update your beneficiary designations.
Recently Divorced
If you named your spouse as a beneficiary, divorce means you may need to update your beneficiary designations. Some divorced retirees may also have options for benefit increases, or "pop-ups."
Moving
Keep your contact information up-to-date so we can communicate with you about your membership and ensure benefits are paid according to your wishes.
Ready to Retire
Apply for service retirement online using Web Member Services, or using paper forms found on this website.
Leaving Your Job
You have options when temporarily or permanently leaving covered employment.
A Working Retiree
It is important to understand post-retirement work limits and how they may impact your benefit payments.
Benefits by County
As of June 30, 2026, over 115,000 individuals received benefits from PSRS/PEERS. Total annual benefits paid were over $4.1 billion. Of this amount, over $3.6 billion, or 88%, was distributed among Missouri's 114 counties, positively impacting the state's economy.
PSRS/PEERS Quick Facts
A summary of PSRS/PEERS statistics as of June 30, 2026.
PSRS/PEERS Funding
PSRS/PEERS' funding comes from three sources, member contributions, employer contributions and investment earnings. Investment earnings are the primary source of funding for every dollar of PSRS/PEERS benefits paid.