Member Tools
These tools and more are available in Web Member Services, the PSRS/PEERS online, self-service membership information portal. Click the links below if you already have a Web Member Services account or register to activate your account.
Tools for Active Members
- View Member Statements
- Estimate Service Retirement Benefits
- Calculate a Purchase Cost
- File for Service Retirement Online
Tools for Retirees and Beneficiaries
Retirement Education
We want to help you learn more about your benefits and retirement system. Our counselors are here to help you get all the information you need, and offer a variety of educational opportunities to best fit your busy life.
View PSRS Education Options » View PEERS Education Options »PSRS/PEERS News
Board of Trustees Unanimously Votes to Maintain Contribution Rates
Contribution rates for PSRS and PEERS members and employers will not change for the 2016-2017 school year.
| Employee Rate | Employer Rate | Combined Rate |
|---|---|---|
| 14.5% | 14.5% | 29% |
| Employee Rate | Employer Rate | Combined Rate |
|---|---|---|
| 6.86% | 6.86% | 13.72% |
At the October 26, 2015 Public School and Education Employee Retirement Systems of Missouri (PSRS/PEERS) Board of Trustees' meeting, the Board voted unanimously to maintain the current contribution rates for the 2016-2017 school year. This action was based on the recommendation of the Systems' actuary, PricewaterhouseCoopers (PwC).
According to PwC, PSRS is 83.9% prefunded and PEERS is 86.8% prefunded. Both are considered to be financially healthy. PwC indicated that there could be an impact on the future pre-funded status and contribution rates dependent on investment and actuarial assumptions, which are currently being reviewed.
PSRS/PEERS is primarily funded by investment earnings, but also through the contributions made by you and your employers. PSRS/PEERS contributions are automatically deducted from your pay and are credited to your individual membership. You do not pay taxes on your contributions until you receive them back from PSRS/PEERS as monthly benefits or a lump-sum payment.
For more information on your PSRS/PEERS contributions and how they help fund benefits, refer to your Member Handbook found on the publications page of this website.
For specific information regarding the contributions you have made to PSRS/PEERS during your membership, refer to your annual Member Statement, which will be mailed to you in November. Your statement will also be available in November via PSRS/PEERS Web Member Services.Board of Trustees Unanimously Votes to Maintain Contribution Rates
Contribution rates for PSRS and PEERS members and employers will not change for the 2016-2017 school year.
| Employee Rate | Employer Rate | Combined Rate |
|---|---|---|
| 14.5% | 14.5% | 29% |
| Employee Rate | Employer Rate | Combined Rate |
|---|---|---|
| 6.86% | 6.86% | 13.72% |
At the October 26, 2015 Public School and Education Employee Retirement Systems of Missouri (PSRS/PEERS) Board of Trustees' meeting, the Board voted unanimously to maintain the current contribution rates for the 2016-2017 school year. This action was based on the recommendation of the Systems' actuary, PricewaterhouseCoopers (PwC).
According to PwC, PSRS is 83.9% prefunded and PEERS is 86.8% prefunded. Both are considered to be financially healthy. PwC indicated that there could be an impact on the future pre-funded status and contribution rates dependent on investment and actuarial assumptions, which are currently being reviewed.
PSRS/PEERS is primarily funded by investment earnings, but also through the contributions made by you and your employers. PSRS/PEERS contributions are automatically deducted from your pay and are credited to your individual membership. You do not pay taxes on your contributions until you receive them back from PSRS/PEERS as monthly benefits or a lump-sum payment.
For more information on your PSRS/PEERS contributions and how they help fund benefits, refer to your Member Handbook found on the publications page of this website.
For specific information regarding the contributions you have made to PSRS/PEERS during your membership, refer to your annual Member Statement, which will be mailed to you in November. Your statement will also be available in November via PSRS/PEERS Web Member Services.Life Events
When life brings changes your way, it can also impact your PSRS/PEERS membership. Click below for more information.
A New Member
Welcome! Create a Web Member Services account to stay informed about your membership.
Newly Married
If you are recently married, it can impact your beneficiary designations.
A New Parent
Birth or adoption of a child requires you to update your beneficiary designations.
Recently Divorced
If you named your spouse as a beneficiary, divorce means you may need to update your beneficiary designations. Some divorced retirees may also have options for benefit increases, or "pop-ups."
Moving
Keep your contact information up-to-date so we can communicate with you about your membership and ensure benefits are paid according to your wishes.
Ready to Retire
Apply for service retirement online using Web Member Services, or using paper forms found on this website.
Leaving Your Job
You have options when temporarily or permanently leaving covered employment.
A Working Retiree
It is important to understand post-retirement work limits and how they may impact your benefit payments.
PSRS/PEERS Quick Facts
For 77 years, we have embraced change for long-term success. We will continue to adapt, evolve and innovate to ensure the ongoing excellence of PSRS/PEERS’ plan design, professional plan management, strong investment performance and outstanding commitment to our more than 307,000 members.
Benefits by County
As of December 31, 2023, approximately 110,000 individuals received benefits from PSRS/PEERS. Total annual benefits paid was over $3.7 billion. Of this amount, over $3.3 billion, or 88%, was distributed among Missouri's 114 counties, positively impacting the state's economy.
PSRS/PEERS Funding
PSRS/PEERS' funding comes from three sources, member contributions, employer contributions and investment earnings. Investment earnings are the primary source of funding for every dollar of PSRS/PEERS benefits paid.
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