Member Tools
These tools and more are available in Web Member Services, the PSRS/PEERS online, self-service membership information portal. Click the links below if you already have a Web Member Services account or register to activate your account.
Tools for Active Members
- View Member Statements
- Estimate Service Retirement Benefits
- Calculate a Purchase Cost
- File for Service Retirement Online
- Designate or Update Beneficiaries
Tools for Retirees and Beneficiaries
Retirement Education
We want to help you learn more about your benefits and retirement system. Our counselors are here to help you get all the information you need, and offer a variety of educational opportunities to best fit your busy life.
View PSRS Education Options » View PEERS Education Options »PSRS/PEERS News
Contribution Rates to Remain at Current Levels for Fifth Consecutive School Year
The 2015-2016 school year contribution rates for Public School and Education Employee Retirement System of Missouri (PSRS/PEERS) members and employers will remain unchanged for the 2015-2016 school year. These rates have been in effect since July 1, 2011.
| Employee Rate | Employer Rate | Total Combined Rate |
|---|---|---|
| 14.5% | 14.5% | 29% |
| Employee Rate | Employer Rate | Total Combined Rate |
|---|---|---|
| 6.86% | 6.86% | 13.72% |
At the October 27, 2014 PSRS/PEERS Board of Trustees' meeting, the Board voted to once again maintain the current contribution rates for the 2015-2016 school year. This action was based on the recommendation of the Systems' actuary, PricewaterhouseCoopers.
The ability to continue to hold the contribution rates at the same level is due to the positive investment returns over the last few years, and also the Board's adoption of the Funding Stabilization Policy in 2011. This policy was designed to help maintain stable contribution rates and retiree cost-of-living adjustments, while keeping the Systems' pre-funded status strong.
"The Board is pleased to be able to hold the member and employer contribution rates steady for another school year," said Dr. Aaron Zalis, chairman of the PSRS/PEERS Board of Trustees. "The PSRS/PEERS Investment team has done an outstanding job averaging a 13.1% return over the last five years. Those returns combined with the Board's Funding Stabilization Policy have allowed contribution rates to remain level once again."
According to PricewaterhouseCoopers, the overall pre-funded status has increased to 82.8% for PSRS and 85.1% for PEERS, both of which are considered financially healthy.
As part of the Funding Stabilization Policy, the Board also recently approved a 2% cost-of-living adjustment (COLA) for all eligible benefit recipients effective January 2015.
Eligible PSRS service and disability retirees may receive cost-of-living adjustments (COLAs) on monthly benefits beginning the second January following their retirement date. Eligible PEERS service and disability retirees may receive COLAs on monthly benefits beginning the fourth January following their retirement date. Qualified beneficiaries may also receive COLAs.
PSRS/PEERS proudly partners with Missouri's public school districts and our members to provide retirement security to more than 248,000 members and their families.
Contribution Rates to Remain at Current Levels for Fifth Consecutive School Year
The 2015-2016 school year contribution rates for Public School and Education Employee Retirement System of Missouri (PSRS/PEERS) members and employers will remain unchanged for the 2015-2016 school year. These rates have been in effect since July 1, 2011.
| Employee Rate | Employer Rate | Total Combined Rate |
|---|---|---|
| 14.5% | 14.5% | 29% |
| Employee Rate | Employer Rate | Total Combined Rate |
|---|---|---|
| 6.86% | 6.86% | 13.72% |
At the October 27, 2014 PSRS/PEERS Board of Trustees' meeting, the Board voted to once again maintain the current contribution rates for the 2015-2016 school year. This action was based on the recommendation of the Systems' actuary, PricewaterhouseCoopers.
The ability to continue to hold the contribution rates at the same level is due to the positive investment returns over the last few years, and also the Board's adoption of the Funding Stabilization Policy in 2011. This policy was designed to help maintain stable contribution rates and retiree cost-of-living adjustments, while keeping the Systems' pre-funded status strong.
"The Board is pleased to be able to hold the member and employer contribution rates steady for another school year," said Dr. Aaron Zalis, chairman of the PSRS/PEERS Board of Trustees. "The PSRS/PEERS Investment team has done an outstanding job averaging a 13.1% return over the last five years. Those returns combined with the Board's Funding Stabilization Policy have allowed contribution rates to remain level once again."
According to PricewaterhouseCoopers, the overall pre-funded status has increased to 82.8% for PSRS and 85.1% for PEERS, both of which are considered financially healthy.
As part of the Funding Stabilization Policy, the Board also recently approved a 2% cost-of-living adjustment (COLA) for all eligible benefit recipients effective January 2015.
Eligible PSRS service and disability retirees may receive cost-of-living adjustments (COLAs) on monthly benefits beginning the second January following their retirement date. Eligible PEERS service and disability retirees may receive COLAs on monthly benefits beginning the fourth January following their retirement date. Qualified beneficiaries may also receive COLAs.
PSRS/PEERS proudly partners with Missouri's public school districts and our members to provide retirement security to more than 248,000 members and their families.
Life Events
When life brings changes your way, it can also impact your PSRS/PEERS membership. Click below for more information.
A New Member
Welcome! Your membership gives you distinct advantages when working toward a financially secure retirement. Get off to the right start and register for access to Web Member Services today.
Newly Married
If you are recently married, it can impact your beneficiary designations.
A New Parent
Birth or adoption of a child requires you to update your beneficiary designations.
Recently Divorced
If you named your spouse as a beneficiary, divorce means you may need to update your beneficiary designations. Some divorced retirees may also have options for benefit increases, or "pop-ups."
Moving
Keep your contact information up-to-date so we can communicate with you about your membership and ensure benefits are paid according to your wishes.
Ready to Retire
Apply for service retirement online using Web Member Services, or using paper forms found on this website.
Leaving Your Job
You have options when temporarily or permanently leaving covered employment.
A Working Retiree
It is important to understand post-retirement work limits and how they may impact your benefit payments.
Benefits by County
As of December 31, 2024, approximately 113,000 individuals received benefits from PSRS/PEERS. Total annual benefits paid was over $3.9 billion. Of this amount, over $3.4 billion, or 88%, was distributed among Missouri’s 114 counties, positively impacting the state’s economy.
PSRS/PEERS Quick Facts
A summary of PSRS/PEERS statistics as of June 30, 2024.
PSRS/PEERS Funding
PSRS/PEERS' funding comes from three sources, member contributions, employer contributions and investment earnings. Investment earnings are the primary source of funding for every dollar of PSRS/PEERS benefits paid.