Minimum and Maximum Monthly Benefits

Minimum Monthly Benefits

The law establishes the following minimum monthly benefits based on years of service at retirement.


Years of Service at Retirement
Minimum BenefitAt LeastBut Fewer Than
$6001520
$8002025
$1,0002530
$1,20030 or more
  • Minimum Single Life monthly benefits for 15 to 24.99999 years of service are reduced if you select a Joint-and-Survivor or Term-Certain benefit plan, and/or if an age-reduction factor applies due to early retirement.
  • Minimum Single Life monthly benefits for 25 or more years of service are reduced only if you select a Joint-and-Survivor or Term-Certain benefit plan. If an age-reduction factor applies due to early retirement and causes your monthly benefit to fall below the minimum, the minimum is payable.

Maximum Monthly Benefits

Your monthly benefit cannot exceed 100% of your Final Average Salary (FAS).