Survivor Benefits

If you die before you retire with PSRS, your beneficiaries may be eligible for survivor benefits. It is important to properly designate your beneficiaries so they are eligible for monthly survivor benefits.

New members can designate a beneficiary online within the first 18 months of their membership by logging into Web Member Services. For security reasons, any changes made after that time must be made by submitting a PSRS Pre-Retirement Beneficiary Designation Form

Three types of survivor benefits are provided for beneficiaries of members who die before retirement or while receiving PSRS disability retirement benefits.

Types of PSRS Survivor Benefits

Amount

  • Your contributions and interest as of the date of your death
  • Includes your contributions, payments for reinstatements and service purchases, and interest
  • Does not include employer contributions

Payment

  • A one-time, lump-sum refund
  • Split if you have multiple beneficiaries

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Amount

Payment

  • Monthly
  • May be paid for a specific period of time, or for life to a qualified spouse

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Amount

Payment

  • Monthly for your beneficiary's lifetime
  • Payable immediately if you are eligible to retire, or delayed until you would have become eligible to retire based on your years of service at the time of your death

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