Age-Reduction Factors

Early retirement benefits under the Age-Reduced provision allow you to retire early with reduced lifetime retirement benefits. The benefit factor is 1.61%, with a reduction factor applied based on your age at retirement.

Age Reduction Factors*
Age at Early RetirementApproximate Age-Reduction Factor
55.6368
56.6956
57.7604
58.8322
59.9117

*Actual factors are determined based on your age (in years and months) as of your retirement date.

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