Age-Reduction Factors

Early retirement benefits under the Age-Reduced provision allow you to retire early with reduced lifetime retirement benefits. The benefit factor is 1.61%, with a reduction factor applied based on your age at retirement.

Age Reduction Factors*
Age at Early RetirementApproximate Age-Reduction Factor
55.6317
56.6911
57.7568
58.8296
59.9103

*Actual factors are determined based on your age (in years and months) as of your retirement date.

You might also be interested in ...